credit card debt

Meet Tally. The worlds first automated debt manager that makes it easy to save money, manage your cards and pay down balances faster.

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Credit cards are great.

Dealing with them is not.

Tally changes that.

What is Tally?

Tally is a credit card consolidation app that makes it easy to stay on top of your credit cards. You scan your cards. We give you a line of credit and help manage payments for you. Tally is a faster way to pay down your balances and a smarter way to organize your credit cards.

Add your cards

We analyze your credit cards and credit history (without affecting your credit score) to make sure Tally is right for you. Find out which store and bank credit cards Tally supports.

Secure your credit line

Once youre approved for and accept a line of credit with Tally, sit back and let us do the hard work for you.

Unlock your savings

We minimize interest costs and fees by making the right payment to the right card at the right time.

Maximize your money

Keep using your credit cards to get all the perks and rewards. Well take care of everything else.

Carry credit card debt from month to month?

Tally makes it easy to pay off your credit card debt faster. First, we transfer your high APR balances to your Tally line of credit, potentially saving you hundreds of dollars. Then, you can use that savings to pay down your credit card debt and get closer to your goal.

Tired of juggling payments for multiple cards?

Tally is your app to pay off credit cards in one place. Whether it's your bank or store credit card, we keep track of your due dates, minimum payments and APRs, then automatically calculate the best way for you to pay your credit cards every month.


Tallys late fee protection gives you the peace of mind of autopay without the fear of overdraft fees. If youre low on funds, your Tally credit line kicks in and ensures youre paying the minimum on each credit card every month. As long as youre in good standing with Tally, youll never pay a credit card late fee again.

Serious about security

Tally was built from the ground up to be secure. Keeping your data safe is our No. 1 priority, which is why its securely transmitted using SSL encryption. We never store your bank usernames or passwords, and never sell or share your data without your permission.



How does Tally pay my cards each month?

Tally monitors the balances, APRs, and due dates on each card you register. Tallys smart technology will determine which cards to pay first, based on factors such as APRs and utilization. If you have cards with a lower APR than your Tally credit line, only minimum payments will be made to those cards to make sure you wont be charged late fees.

How much does Tally cost?

Tally is free to download, and we dont charge any fees to use the app. In order to get the benefits of Tally, you will need to qualify for and get a Tally credit line. Depending on your credit history, your APR (which is the same as your interest rate) will be between 7.9% – 25.9% per year.And similar to credit card APRs, it will vary with the market based on the Prime Rate. (Information accurate as of June 2018)Click here to see what Tally charges

How is my minimum payment calculated?

We require you to pay a monthly amount based on how much you borrow from Tally. First, we ask you to repay the minimum payments we made to your credit cards that month. Then, we ask you to pay interest based on your APR. Finally, we ask you to repay 1 percent of the total amount you borrowed from us to ensure youre making progress toward paying down your Tally balance.

5/5 (3)


Had 2 cards with high interest. tally paid them off entirely, and now I pay them less than my monthly for both cards, with a far lower interest rate, and 0 annual fees. would recommend 10/10
Lisa M.

I'm cranking thru debt faster than I ever thought possible.

I'm cranking thru debt faster than I ever thought possible. Thanks for the leg up, Tally!!
Travis R.


I've been with Tally for just over a month now. They approved me for half my credit card debt and gave me half the interest rate as well. As long as you meet their fair stipulations, Tally is a smart move to make.

Weve got your back. Download Tally today.

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